Some Highlights: With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years.Rates are projected to climb to 5.0% by this time next year according to Freddie Mac.The impact your interest rate makes on your monthly mortgage cost is significant!Lock in a [...]
One website I look at quite regularly is called “thepointsguy.com” – it mainly focuses on ways to use points/miles to maximize travel benefits. This article about credit card payoffs and credit scores caught my attention: Is there a downside to paying off a credit card balance before the billing cycle ends? I do this regularly, [...]
“Am I ready to buy a house, or should I just keep renting?” It’s one of the questions that we hear most often and something to which first-time homebuyers often spend months, if not years, trying to figure out the answer. Below are a list of four tell-tale signs that you’re ready to bite the [...]
Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month that you pay your mortgage, you [...]
As we kick off the new year, many families have made resolutions to enter the housing market in 2019. Whether you are thinking of finally ditching your landlord and buying your first home or selling your starter house to move into your forever home, there are two pieces of the real estate puzzle you need [...]
We frequently talk about why it makes sense to buy a home financially, but more often than not the emotional reasons are the more powerful or compelling ones. No matter what shape or size your living space is, the concept and feeling of a home can mean different things to different people. Whether it’s a [...]
Real estate is shifting to a more normal market; the days of national home appreciation topping 6% annually are over and inventories are increasing which is causing bidding wars to almost disappear. Some see these as signs that the market will soon come tumbling down as it did in 2008. As it becomes easier for [...]
15 Smart Ideas From Beautifully Organized Pantries
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